Which of the following would not be eligible for auto medical payments coverage?

Auto medical payments coverage is designed to pay for medical expenses arising from auto accidents, typically covering the insured and passengers in a vehicle, regardless of fault. However, there are specific contexts in which certain vehicles or situations are excluded from this coverage.

A Certificate of Authority pertains primarily to licenses or designations that allow a business or an entity to operate legally, especially in regulated industries. It does not describe a vehicle or a type of usage of a vehicle. Therefore, it cannot be a candidate for auto medical payments coverage because the coverage applies strictly to vehicles involved in the operation of personal or business activities, while a Certificate of Authority is an administrative designation rather than a vehicle or an activity related to vehicle use.

In contrast, a 1/2 ton pickup used by a farmer or a commercial vehicle typically represents vehicles that could be covered under auto medical payments, as they are vehicles involved in everyday activities. Similarly, ride-sharing services generally do operate vehicles that may qualify for coverage, depending on the policy specifics. Hence, they are related to vehicle operations which auto medical payments can cover.