Which of the following is NOT among the powers and duties of the Insurance Commissioner?

The chosen answer indicates that making new insurance laws is not among the powers and duties of the Insurance Commissioner. This is correct because the Insurance Commissioner typically has a role focused on the enforcement of existing laws and regulations rather than the legislative function of creating new laws. The process of making new insurance laws is usually the responsibility of the state's legislature or governing body, not the Insurance Commissioner, who acts more as a regulator and enforcer of those laws.

Enforcing insurance regulations is a key duty of the Insurance Commissioner, as they ensure that insurance companies and agents comply with the laws set forth by the state. Issuing licenses to agents is also a critical function, allowing individuals to operate legally within the insurance market. Conducting market conduct investigations is another important responsibility, as it helps maintain integrity and fairness within the insurance industry by evaluating the practices of insurers. Thus, the distinction lies in understanding the regulatory role of the Insurance Commissioner versus the legislative process involved in creating insurance laws.