Which of the following are eligible to buy garage liability insurance?

Garage liability insurance is specifically designed to protect businesses engaged in the automotive industry, particularly those dealing with vehicles. This type of coverage is essential for businesses like auto dealers and body repair shops as it addresses the risks associated with their operations, including customer vehicles that are in their care, custody, or control. These businesses often face specific liabilities that arise from handling automobiles, which is exactly what garage liability insurance is tailored to cover.

On the other hand, residential homeowners do not typically engage in activities that would necessitate garage liability insurance as their primary concerns would relate to standard homeowner's insurance. Restaurants and cafes, while they do face liability risks, are better served by general liability insurance, which covers different types of operations unrelated to vehicle handling. Similarly, insurance agents primarily deal with selling insurance policies rather than having physical custody of vehicles, making them ineligible for garage liability insurance as their risks do not align with the coverage goals of this particular type of insurance product.