Which endorsement would provide insurance for trucks temporarily leased by a business?

Prepare for the Arkansas Property and Casualty Exam. Use flashcards and multiple choice questions, with hints and explanations for each question. Get ready to pass!

The endorsement that provides insurance for trucks temporarily leased by a business is Hired Auto Coverage. This coverage is specifically designed to protect a business from liability and physical damage exposures that arise from using vehicles that the business does not own but has rented or leased.

When a company temporarily rents or leases trucks, they need to ensure that these vehicles are adequately covered in the event of an accident or damage. Hired Auto Coverage fills this gap by offering liability coverage for bodily injury and property damage caused by the hired vehicle, as well as coverage for physical damage to the vehicle itself.

Other options do not serve this purpose. For instance, a Commercial General Liability Policy primarily provides coverage for bodily injury and property damage, but it does not specifically cover vehicles that are hired or leased. Similarly, the Vandalism and Malicious Mischief Endorsement addresses damages caused by intentional acts but does not cover the use of leased vehicles. Business Personal Property Coverage pertains to the contents owned by the business rather than vehicles, further highlighting why Hired Auto Coverage is the most appropriate choice for insuring trucks temporarily leased by a business.

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