Inland Marine insurance is commonly used to insure all of the following items EXCEPT?

Prepare for the Arkansas Property and Casualty Exam. Use flashcards and multiple choice questions, with hints and explanations for each question. Get ready to pass!

Inland Marine insurance is designed to cover property that is movable or in transit, which distinguishes it from more traditional property insurance that typically covers immobile property at a fixed location. It is particularly valuable for businesses and individuals who need protection for items that are often moved or transported.

The coverage typically extends to goods in transit, such as shipments or cargo, which reflects its core purpose. Similarly, items like equipment at construction sites are also insurable under Inland Marine policies because they can be relocated and are not fixed in one position. High-value items like art and jewelry are another common use, as these items may be transported frequently or may need special consideration for their unique value.

Boilers, however, fall under the category of property that is generally fixed and not intended for movement. They are typically insurable under a different type of coverage known as Boiler and Machinery insurance, which addresses risks related to the operation and maintenance of these fixed installations. This is why Inland Marine insurance would not apply to boilers, making it the correct response for what does not belong in the list of items commonly insured by Inland Marine policies.

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