How many employees must an employer have to be required to carry Workers Compensation Insurance?

In Arkansas, an employer is required to carry Workers Compensation Insurance if they have at least four employees. This requirement aims to protect workers in case of job-related injuries or illnesses, ensuring they receive necessary medical care and compensation for lost wages, regardless of who was at fault for the injury.

This rule is established under the Arkansas Workers' Compensation Act, which recognizes that having a sufficient number of employees poses a certain level of workplace risk, thereby necessitating coverage for worker safety and rehabilitation. Employers with fewer than four employees are not mandated to carry this insurance but may choose to do so for the protection of their workers. Knowing this threshold helps ensure compliance with state regulations and enhances safety protocols in workplaces across Arkansas.